Friday, January 31, 2025

Happy Chinese New Year of the Snake !

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  I've spent most of my Chinese New Year accompanying my mother at Woodlands Health, and I'm happy to say that she has recovered mos...
Monday, January 20, 2025

Why an 8% safe rate of return can be better than a 4% one ?

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  First, a shout-out to friends and fans who wished my mum a speedy recovery. Yes, she is well on the road to getting better. As for me, I...
Saturday, January 18, 2025

Becoming.a Main Street Millionaire

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  I’m blogging from Woodland’s Health, a hospital in the North where my mum is recovering from a bleeding in the brain after a nasty fall la...
Wednesday, January 15, 2025

Dealing with a crisis - no updates on this blog for a while

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 Last weekend, I found my mum looking confused and unable to form coherent sentences and I ended up getting an ambulance to send her to a ho...
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Sunday, January 05, 2025

Is it time to make peace with commissioned financial advisors?

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  AS 2025 rolls by, one of my priorities is to come up with new slides that are more relevant to the marketing of my Early Retirement Master...
Tuesday, December 31, 2024

Did you make any resolutions for this year ?

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  I've only recently learned how fast time flies for middle-aged folks. The science behind this is that our brain neurons fire much slow...
Saturday, December 28, 2024

Harsh Truths about Masters Degrees and the folks who have them.

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  About 3 weeks ago, The Economist published some earnings returns to folks with Master's degrees and measured the value added of these ...
Wednesday, December 25, 2024

Finally hit my half century mark.

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  As I prepared for this post, I've just tried to contribute to my Medisave account on the CPF website, and I've been hitting a wall...
Saturday, December 21, 2024

Letter to Batch 36 of the Early Retirement Masterclass

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  Dear Students of Batch 36, It's been a great honour and privilege to conduct a 5-Day Early Retirement Workshop for you. The market...
Saturday, December 14, 2024

Are you part of the CDP Master Race ?

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  [ T he concept of the CDP master race is inspired by the idea of the PC Master Race, gamers who game on their PC. It is not inspired by WW...
Sunday, December 08, 2024

Curse of the Hummingbird

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  This article arose from a series of discussions in the SGFI telegram group. I thought I'd share some deeper thoughts on it, as it is r...
Saturday, November 30, 2024

Make Investing Great Again !

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  Let's discuss the US elections objectively when things calm down. This time around, I was less keen to see a Republican victory becaus...
Sunday, November 24, 2024

Hobbies Update : Thank you for reaching out guys!

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  This might be a rambling post, but I'd first like to thank the readers and old pals who connected with me over the past week; as an ex...
Saturday, November 16, 2024

Social Life Update : How to increase your happiness without using money.

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It is time for another update as I reach my 50th-year milestone on Christmas Day.  Today, I will talk about my social life, which has seen s...
Saturday, November 09, 2024

Deeper thoughts about FATFIRE

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  This weekend, I will attempt to think deeply about FATFIRE, as I suspect that over the years, many millennials have reached their 40s and ...