Growing your tree of prosperity

Growing your Tree of Prosperity is an introductory investment guide written specifically for Singaporeans who wish to take their first step towards financial independence.

Tuesday, December 31, 2024

Did you make any resolutions for this year ?

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  I've only recently learned how fast time flies for middle-aged folks. The science behind this is that our brain neurons fire much slow...
Saturday, December 28, 2024

Harsh Truths about Masters Degrees and the folks who have them.

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  About 3 weeks ago, The Economist published some earnings returns to folks with Master's degrees and measured the value added of these ...
Wednesday, December 25, 2024

Finally hit my half century mark.

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  As I prepared for this post, I've just tried to contribute to my Medisave account on the CPF website, and I've been hitting a wall...
Saturday, December 21, 2024

Letter to Batch 36 of the Early Retirement Masterclass

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  Dear Students of Batch 36, It's been a great honour and privilege to conduct a 5-Day Early Retirement Workshop for you. The market...
Saturday, December 14, 2024

Are you part of the CDP Master Race ?

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  [ T he concept of the CDP master race is inspired by the idea of the PC Master Race, gamers who game on their PC. It is not inspired by WW...
Sunday, December 08, 2024

Curse of the Hummingbird

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  This article arose from a series of discussions in the SGFI telegram group. I thought I'd share some deeper thoughts on it, as it is r...
Saturday, November 30, 2024

Make Investing Great Again !

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  Let's discuss the US elections objectively when things calm down. This time around, I was less keen to see a Republican victory becaus...
Sunday, November 24, 2024

Hobbies Update : Thank you for reaching out guys!

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  This might be a rambling post, but I'd first like to thank the readers and old pals who connected with me over the past week; as an ex...
Saturday, November 16, 2024

Social Life Update : How to increase your happiness without using money.

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It is time for another update as I reach my 50th-year milestone on Christmas Day.  Today, I will talk about my social life, which has seen s...
Saturday, November 09, 2024

Deeper thoughts about FATFIRE

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  This weekend, I will attempt to think deeply about FATFIRE, as I suspect that over the years, many millennials have reached their 40s and ...
Saturday, November 02, 2024

Interest in Personal Finance comes from understanding the Marshmallow Experiment

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  Given enough time, I try to transfer some of the skills and resources I have to other domains of my work to become more effective at it. T...
Sunday, October 27, 2024

Financial Update : Optimism on the horizon, but it's so hard to make things work this year

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 Before I begin, here's a link to a video I made with Budget Babe. Please support her YouTube channel. Today, I will provide a personal ...
Saturday, October 19, 2024

Is financial literacy considered cultural capital ?

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  I will see whether I can try to blog twice this week, as this discussion has some merit. I was told that in the mainstream press, someone ...
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Saturday, October 12, 2024

What am I struggling with in my business right now?

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  As I approach turning 50, I will reflect on some of the challenges I have been struggling with. I'd like to start with the most compli...
Saturday, October 05, 2024

Insights from my volunteering work at Raffles Institution in 2024

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  While I can still give pro bono financial seminars, I would do my best to present to any secondary school willing to have me. Even so, onl...
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