Growing your tree of prosperity

Growing your Tree of Prosperity is an introductory investment guide written specifically for Singaporeans who wish to take their first step towards financial independence.

Sunday, March 25, 2012

Transformation is easier said than done in Singapore.

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As I inch closer and closer to my target retirement number, one challenge which I look forward to is the possibly of semi-retirement. In Sin...
Sunday, March 11, 2012

A millionaire may not be able to afford to buy an executive condominium.

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There are many scenarios painted where someone who makes $1,000 can afford a flat of his own. I'm going to paint a scenario that illustr...
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Saturday, February 25, 2012

If we are labelled dogs, let's become pit-bulls and not poodles !

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Baey Yam Keng's idea that scholarships should be based on meritocracy and not nationality is not completely wrong, but that should only ...
Tuesday, February 21, 2012

Cynicism sucks ! Introducing Cynicism 2.0.

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One of the things I observed after all these years is that cynicism sucks ! Cynical people achieve less in life, or perhaps go on to achie...
Tuesday, February 14, 2012

It's already Valentine's Day ! Loneliness 2.0

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Ok, it's already Valentine's day. If you liked my series, good. If you tried your best to make full use of it, but still did not g...
Monday, February 13, 2012

Countdown to Valentine's day #5 - The "nice guy" problem.

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Let's talk about the "nice guy" problem. You might want to pay attention to this article if you are one of the following: ...
Sunday, February 12, 2012

Countdown to Valentine's day #4 - Neuroticism, the hemlock of all relationships.

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Neuroticism is the tendency to be affected easily by negative events. Neurotic people get anxious, angry and depressed easily by seeming the...

Countdown to Valentine's day #3 - Agreeableness, and stop coming up with excuses.

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Agreeable is a measure of how pleasant you are in social situations. Internally it also measures the extent that one trusts others. Agreeabl...
Wednesday, February 08, 2012

Countdown to Valentine's day #2 - Conscientiousness, give up if you lack this.

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If the number of people of the opposite sex you will meet can be seen as a basket of stocks, conscientiousness will be the primary filter th...
Friday, February 03, 2012

Countdown to Valentine's day #1 - What to look out for.

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Every Valentine's Day is the same on my Facebook. Some person decides to go all Emo-emo and start putting old Music Videos of Chinese so...
Sunday, January 29, 2012

Song Writing - Day 2

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Day 2 is an embarrassing day. I did not do my homework, and making matters worse, almost all my other classmates did. We were told to go...
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Saturday, January 28, 2012

Song Writing at Thunder Rock School - Day 1.

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We all come to a point in our lives when we ask ourselves, what's next ? Until this question can be answered more concisely, it helps ...
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Monday, January 23, 2012

Happy Year of the Water Dragon !

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Just finished the Channel 8 New Year Celebrations. The folks born in the Year of the Tiger have a rough year ahead. There will be encounte...
Sunday, January 22, 2012

Level 5 Ambition and Fun with Psychology.

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Over 12 years ago, I graduated with a Bachelor's degree in Engineering. Then about three years later like most engineers, I wanted a bus...
Saturday, January 07, 2012

Engineer makes living salvaging rubbish - may be a good thing.

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I'm getting postings on this article with my name being tagged on them. I detect a strong tint of schadenfreude in those postings but I ...

The problem arises if you don't die.

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A Facebook posting echoes the view of many critics who have confronted my take on frugality.Their argument goes like this : Why be frugal ...
Sunday, January 01, 2012

Moving forward - 2012.

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Resolution is too strong a word for setting of goals for 2012. Not all of my goals are completely within my control. e.g. This may turn out ...
Sunday, December 25, 2011

Happy Birthday to me - A year in review.

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Well it's Christmas and it's my 37th birthday. 2011 is going to come off as a year where I experienced the largest change in my li...
Saturday, December 17, 2011

Income Streams - Your Three Armies.

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I like to use War as analogy in Finance. We are in a constant state siege in Singapore. We have to battle foreign talent and meet tough ex...

Consider the transition to Entrepreneur slowly.

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Read a while ago that ago that many start-ups are suffering in Singapore. They blow most of their capital to get a basic version 1 of their ...
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