tag:blogger.com,1999:blog-17478547.post8559031042303160246..comments2024-03-27T20:17:30.597+08:00Comments on Growing your tree of prosperity: Insights and observations from Dr. Wealth Graduates Session.Christopher Ng Wai Chunghttp://www.blogger.com/profile/15534057160494859977noreply@blogger.comBlogger7125tag:blogger.com,1999:blog-17478547.post-5476470191735669642019-02-13T22:46:13.979+08:002019-02-13T22:46:13.979+08:00Thanks, Chris.Thanks, Chris.Faithhttps://www.blogger.com/profile/01478878599922091117noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-3425290526250530042019-02-13T08:02:55.850+08:002019-02-13T08:02:55.850+08:00Thanks for the participation guys, I really don...Thanks for the participation guys, I really don't want to conclude that the crowd is wrong or stupid. I'd like to think that the low bond allocation was probably due to everyone's CPF allocation. As to the question of whether they have gone through market cycles, my survey show a significant number of participants over their 50s. <br /><br />Also I do not know of a bond fund per se but SGX has at least two decent Bond ETFs and maybe you should just avoid listening to a financial planner. Christopher Ng Wai Chunghttps://www.blogger.com/profile/15534057160494859977noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-59663392037061099442019-02-12T21:05:01.230+08:002019-02-12T21:05:01.230+08:00Hi Chris,
I am keen to buy bonds to diversify my ...Hi Chris,<br /><br />I am keen to buy bonds to diversify my portfolio, my financial planner recommended Franklin Templeton Investment Funds Templeton Global Bond Fund, according to him this fund has a projected return of 8% pa. sound too good to be real ? any recommendation on bond fund ?<br /><br />focustimehttps://www.blogger.com/profile/17171912516488565274noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-12710017233433816882019-02-11T13:53:41.285+08:002019-02-11T13:53:41.285+08:00Hi Chris,
There are different types of stocks lis...Hi Chris,<br /><br />There are different types of stocks listed around the world and also on SGX. By heavily weighted on stocks is not necessary wrong during the contraction market cycle. For me personally, I am still heavily weighted on stocks but with higher allocation in deep value and M&A opportunities type of companies.<br /><br />Ultimately, your asset allocation is still more important, rather than the type of assets, be it stocks, bonds etc.ghchuahttps://www.blogger.com/profile/09475913934410840352noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-68414339901662361132019-02-10T23:27:56.157+08:002019-02-10T23:27:56.157+08:00Numerous studies have shown that most investors un...Numerous studies have shown that most investors underperformed the average active funds (which of course underperformed a plain vanilla index).<br /><br />People tend to be overconfident of their risk profile at the start, and become overly pessimistic & risk averse after stocks have crashed.<br /><br />It is the mental, more than the technique that dooms the typical investor.Unknownhttps://www.blogger.com/profile/02938450718690565242noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-45634982388863784762019-02-10T22:58:31.334+08:002019-02-10T22:58:31.334+08:00How percentage of the crowd was in the market at t...How percentage of the crowd was in the market at the last cycle? Then their allocation will be different CreateWealth8888https://www.blogger.com/profile/04870750974362417154noreply@blogger.comtag:blogger.com,1999:blog-17478547.post-25361681057311960982019-02-10T22:26:09.820+08:002019-02-10T22:26:09.820+08:00Hi Chris,
My take is that you may not need to tak...Hi Chris,<br /><br />My take is that you may not need to take the result so seriously. I believe that this is due to individual's perception on the existing markets.<br /><br />BenWTKhttps://www.blogger.com/profile/11459028978258841179noreply@blogger.com